- support@banco-banese.com
- info@banco-banese.com
Automatic CDB
Daily liquidity and
profitability linked to the CDI
(Brazilian Interbank Deposit Rate)
What is it?
This type of CDB (Certificate of Deposit) offers daily liquidity, returns tied to a percentage of the CDI rate, and automatically covers the current account balance if needed.
Frequently Asked Questions
What is the product and why is it important to me?
It is a CDB – Bank Deposit Certificate, that is, a fixed-income security issued by Banese that provides automatic redemption of the invested amounts according to the need to cover the current account balance.
Is it a financial investment product?
Yes. The Automatic CDB is a fixed-income financial investment product used by Banese as a tool to raise funds from retail clients who wish to obtain returns through financial investments.
Who can hire the service?
All Banese account holders, whether individuals, legal entities, or government entities, are eligible to invest in the investment product, provided they meet the minimum requirements.
What is needed to complete the hiring process?
To be eligible, you must be a Banese account holder, have available funds in your checking account, and have a valid Investor Profile that matches the investment product.
Where can I hire the service?
At one of our Banese branches or service points.
Is it necessary to have an Investor Profile Analysis (API) to apply?
Yes. To finalize an investment in a product, the client must complete the Investor Profile Analysis (API) process, available through our self-service channels.
After signing the contract, is the available balance in the checking account automatically invested?
No. The financial investment will be processed at the end of the scheduled day and is conditional upon sufficient funds in the investor’s current account.
What is the minimum investment amount?
The Automatic CDB has eligibility rules that may change according to market dynamics.
What is the due date?
Currently, the Automatic CDB has a maturity period of 30 to 1800 calendar days, with Banese reserving the right to change this characteristic at any time.
Does it have liquidity?
Yes. The Automatic CDB has daily liquidity, meaning the net invested balance is available for redemption at any time and automatically.
