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Save on CDB
Investments
Reach your financial goals
with a fixed-income security.
What is it?
This type of CDB (Certificate of Deposit) is another investment product from Banese that offers daily liquidity and returns linked to a percentage of the CDI rate, making it ideal for achieving financial goals.
Frequently Asked Questions
What is the product and why is it important to me?
It is a CDB – Bank Deposit Certificate, that is, a fixed-income security issued by Banese. It is a fixed-income financial investment product used by Banese as a means of raising funds from retail clients who wish to obtain returns through financial investments.
Who can apply or join?
All Banese account holders, whether individuals, legal entities, or government entities, are eligible to invest in the investment product, provided they meet the minimum requirements.
What is needed to complete the hiring process?
To be eligible, you must be a Banese account holder, have available funds in your checking account, and have a valid Investor Profile that matches the investment product.
How to hire or join?
Through digital channels, at one of our branches, or at Banese service points.
What is the minimum investment amount?
The Poupa CDB program has eligibility rules that may change according to market dynamics.
Are taxes applicable?
Yes. Because it is a fixed-income financial investment, the gross returns are subject to taxation with the incidence of IOF – Tax on Financial Transactions and IR – Income Tax, according to current legislation and withheld at source upon redemption.
What is the associated risk?
The Poupa CDB has a risk considered low.
How can I check my invested balance?
Access our digital channels to check the balances of your financial investments in Poupa CDB.
